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Motor Trade Insurance


ChoiceQuote is one of the best known names in motor trade insurance and has been insuring motor traders and dealerships since 1995. We pride ourselves in offering excellent customer service and can bring you some of the very best motor trade insurance policies in the UK for your business. Whether you're operating as a full-time or part-time trader, we can help you compare motor trade insurance quotes.

What is motor trade insurance?

Motor trade insurance covers a variety of aspects including vehicle sales and servicing, motor mechanics, car valeters, breakdown services, car traders and more.

We have cover available for scrap, salvage and vehicle dismantlers and for full and part-time car traders. We can cover sports car, prestige vehicle and import vehicle dealerships with road risk or stock of vehicles at trade premises.

Things to consider:

Are you sure it's a motor trade insurance policy you need? Some people often take out cheap motor trade insurance cover in an attempt to get cover to drive any vehicle. You must be a genuine motor trader (full or part time) to qualify for motor trade cover and insurance companies may ask for proof of this.

Vehicle Exclusions - Motor traders insurance policies will exclude certain types of vehicle. Check that the policy you take out covers the vehicles you are dealing in - a list of such vehicles will be available from all insurers.

Trading from Premises - A motor trade road risk insurance policy does not cover against loss or damage to vehicles kept at business premises. Additional premises cover may be needed if you want this protection. However, most insurers do not class your home address as business premises.

Vehicle Values - Usually claims payments under a motor trader insurance policy will be made at the trade value of the vehicle or vehicles involved. If you have paid retail price for the vehicle(s) in question, you may find a shortfall in the payout.

Additional occupations - If you are a part-time motor trader and have another occupation as your main business, the motor trade insurance policy may not cover you to use vehicles in connection with your main occupation e.g. you may be a builder that needs to use a vehicle to travel to different sites. You may require an extension to include this additional use.

Cover and Benefits - Many motor trader insurance policies do not provide the kind of benefits normally associated with private car insurance such as like windscreen cover, protected no claims bonus and courtesy vehicles.

Get a motor trade road risk insurance quote online today or speak to one of our expert advisors on 0800 440 2179 who will make finding the right motor trade policy a trouble free experience.

Latest News - 23 April 2014

Car thief arrested after crime spree

A man who stole three cars from a garage in Grimsby has been arrested after he crashed one of the vehicles near a local pub.

Bournemouth car dealership branching out with new workshop

A Bournemouth car dealership has announced that it going to expand its business model by adding a car mechanics to the services it already offers.

Welsh car garage raises £1,500 for local care charity

A car dealership in Newport has raised more than £1,500 for a local hospice through various fundraising events last year.

Welsh car dealer faces prison for £5 million tax evasion

A car dealer from South Wales has been charged along with five other people for evading £5 million in tax.

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ChoiceQuote Commercial Macclesfield 
Adlington Court, Adlington Business Park,
Adlington, Cheshire, SK10 4NL
Opening Hours
Monday Friday 8.30am 5.30pm
Saturday 9am 1pm

0800 440 2179
ChoiceQuote Personal Insurance Altrincham
Trafalgar House, 110 Manchester Road,
Altrincham, Cheshire WA14 1NU.
Opening Hours
Monday - Thursday 8:30am - 8pm
Friday: 8.30am - 7pm
Saturday: 9am - 1pm
0800 731 8509
ChoiceQuote and ChoiceQuote Commercial Insurance are trading names of Bollington Insurance Brokers Limited Registration Number 02918954. Registered Office: Adlington House, Adlington Road, Bollington, Macclesfield, Cheshire SK10 5HQ. Bollington Insurance Brokers Limited is authorised and regulated by the Financial Conduct Authority. Part of The Bollington Group (Holdings) Limited. We are recognised as an Investor in People.

ChoiceQuote Personal Insurance is a trading style of Carole Nash Insurance Consultants Ltd registered in England and Wales No. 764865580. Registered Office Address Trafalgar House, 110 Manchester Road, Altrincham, Cheshire WA14 1NU. Carole Nash Insurance Consultants Ltd is authorised and regulated by the Financial Conduct Authority.
ChoiceQuote Personal Insurance Terms of Business.

Carole Nash Insurance Consultants Ltd is regulated by the Ministry of Justice in respect of regulated claims management activities; its registration is recorded on the website www.claimsregulation.gov.uk.

Online sales and quotation service is currently only available to UK mainland customers. Calls may be recorded for training and monitoring purposes. .

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