ChoiceQuote Insurance Services - Taxi Insurance Tips
Top Tips to reduce your
taxi insurance premium
No Claims Bonus - The discounts for no claims bonus earned on a previous taxi insurance policy range from 20% up to 60%, which means significant savings for those with a proven record of claim free taxiing. No claims discount earned on a private motor car is often transferable but not on a 'like-for-like' basis - call us for more details.
Taxi Experience - The longer the taxi driving experience, the cheaper the premium. Proof of taxi experience is linked to how long drivers have held their local authority taxi badge.
Restricted Driving - Many taxi insurance policies offer BIG discounts for restricting the number of drivers per policy - particularly when driving is restricted to just the owner only.
Voluntary Excess - Having extra excess on your policy can save you money off your taxi insurance, but beware - it'll cost you if you claim. Most taxi insurance policies have a compulsory excess of £250 minimum, but this can be increased to £500 for a saving on your premium.
Please note these definitions are for guidance only. For full definitions please
refer to your policy document.
What to watch out for
Ask how much excess is on your taxi insurance policy so you don't get a nasty surprise at claim time.
Companies that sell protected no claims bonus cover without fully explaining this benefit. Protected no claims bonus is effectively an insurance cover for your maximum no claims bonus, BUT generally speaking, once a claim is made against such cover, the only company that will uphold the protection is the company against which the claim has been made, and is not transferable at renewal.
A cheaper policy can equal low cover with lots of policy restriction. Ask what radio cover, glass cover, courtesy vehicle provisions are included.
Paying too much for your taxi insurance? You could save money with ChoiceQuoteGet a quote online today with our unique taxi insurance system. It only takes a couple of minutes and could save you pounds!
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