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Motor Trade Road Risks, Courier Insurance, Commercial Vehicle:
Assumptions

Our online quotation will be based on the following assumptions:

  • You are a FULL TIME courier
  • Your business is based and operates solely in the UK
  • All named drivers have a full UK driving licence
  • All named drivers are between 25 and 70 years of age and have been resident in the UK for at least 5 years
  • The vehicle is not used to carry dangerous goods or visit dangerous premises (airside, nuclear installations etc)
  • The vehicle is not Q-plated, imported or Left Hand Drive
  • The vehicle has manufacturers standard security
Assumptions

Our online quotation will be based on the following assumptions:

  • Your business is based and operates solely in the UK
  • All named drivers are full time private or public hire taxi drivers and the vehicle is used predominantly for that purpose
  • All named drivers are between 25 and 69 years of age and have been resident in the UK for at least the last 5 years
  • All named drivers have a valid full UK driving licence and have held a taxi licence for at least 12 months
  • The vehicle is valued less than £40k
  • The vehicle is not Q-plated, imported or Left Hand Drive
  • The vehicle has manufacturer’s standard security
Courier Insurance Cover
Courier Breakdown Insurance
  • Very competitive rates
  • Quick quotations and instant cover
  • Instalments available
  • Good discounts for ex-courier fleet drivers
  • Cover for courier fleets also available

Courier Breakdown Cover

ChoiceQuote is an independent insurance broker that was founded in 1995. Since then, our customers have depended on us to give them excellent value for insurance that is tailored to their needs. We specialise in ‘wheeled’ businesses and work with a panel of the best insurance firms in the business to get you deals that aren’t available elsewhere.

Couriers work to deliver goods in a time-sensitive manner, with multiple drops during the course of a day. In this way, it is different to the type of insurance you need if you work in haulage, run a taxi business or if you deliver takeaways.

At ChoiceQuote, we offer insurance that protects you against the risk you pose to other road users in the conduct of your work. Courier Van Insurance can be obtained on a third party, third party plus fire and theft, or on a comprehensive basis. Third party cover is the minimum level of courier insurance required and it covers damage to another vehicle, person, animal or property. Third party, fire and theft insurance includes those risks as well as the possibility that your vehicle is stolen or involved in a fire. Comprehensive cover includes these types of risk and allow you to claim for accidental damage to your vehicle, too. This can often be combined with other types of insurance such as Goods-in-Transit Insurance, Windscreen Cover, and Public Liability Insurance to create a value-for-money package. Courier Van Insurance can be combined with AA Breakdown Assistance cover as an ‘add on’ for a great-value package – just let us know this is something you’d like to include.

Types of courier insurance

You may need special goods-in-transit cover if you are going outside GB, NI, the Channel Islands and the Isle of Man. The standard Courier Van Insurance is able to cover up to six vehicles per policy, but we can cover more with our courier fleet insurance product. We may also be able to help if you are a self-employed or occasional courier using your own car, but this type of work will not be covered by private car insurance.

Our team are experts in all types of wheeled businesses, and will work hard to get a deal that is tailored to your individual circumstances. For instance, we maybe able to help you to find cover if you are a driver with previous claims or driving convictions or we can maybe help you protect your no-claims bonus. If you have a fleet of more than five vehicles, Courier Fleet Insurance can enable you to cover a number of vehicles with the convenience of a single policy.

Dependent on the insurer, this type of insurance may allow you to change the vehicles on the policy through time, and widen the cover to include any authorised driver. You may also be able to include AA Breakdown & Accident Recovery as part of your package. Simply let us know which specific features you are looking for, such as:

  • Cover for eligible drivers under the age of 25
  • Uninsured loss recovery
  • Excesses from £250 for motor insurance for vehicles up to 3.5 tonnes GVW
  • Motor legal protection
  • Coverage for toxic, explosive or inflammable goods
  • Employers’ liability and professional indemnity cover
  • Free EU cover with our foreign use extension.

What the policies cost

Couriers operate in a wide range of areas with vastly differing circumstances, so the cost of insurance is based on the business you carry out. At ChoiceQuote we will make sure you are fully insured and not paying for cover that you don’t need. Should you need to make a claim, we have a 24-hour claims line with staff who are experienced in all types of wheeled businesses.

 

For courier breakdown cover, speak to the experts at ChoiceQuote today on 0800 440 2180

Testimonials

Helpful

Ms P Godfrey
5 out of 5
Product: Courier Breakdown Cover

Offered excellent service.

Narpal
5 out of 5
Product: Courier Breakdown Cover

First class, I have in fact given your details to several friends of mine.

Mr Stokes
5 out of 5
Product: Courier Breakdown Cover

Have always been satisfied.

John Hurrell
5 out of 5
Product: Courier Breakdown Cover

Very satisfied with the overall experience

Paul Allen
5 out of 5
Product: Courier Breakdown Cover
Courier Breakdown Cover
is rated
5 / 5 based on 5 reviews