Finding and purchasing insurance can be frustrating sometimes, not least when you are trying to obtain cover for your business.
People in the motor trade industry in particular have come across a number of problems when looking to renew their cover or purchase a new policy, due to the complexity of motor trade insurance and the confusion surrounding what exactly is required for a specific business.
A number of these issues could be avoided by contacting a specialist motor trade insurance broker, as they will give you the advice and support you need to find your next policy easily and at the lowest possible rate. They will also ensure the cover is tailored to suit your business and doesn’t contain anything you don’t need.
Here are some of the common frustrations faced when searching for motor trade insurance quotes and the things a broker can do to help make the process simpler.
Repeating your details over and over
When trying to find a great motor trade insurance quote, you are encouraged to speak to a number of different providers.
The problem with doing so, however, is having to discuss the details of your business time and time again with the various companies you call.
It’s vital that you are extremely detailed with the information you give to an insurer in order to get the best quote possible, but doing it repeatedly could become exhausting.
When you speak to a broker, you should only have to go through your detailed business information once and they will then do the hard work of calling upon multiple insurers.
A broker will find a selection of deals that suit your business needs perfectly and will give you a choice of the best available quotes.
Finding a reputable company
Unfortunately, there are a number of advertisements on the Internet for companies claiming they can offer motor trade insurance at a really low price, but in reality no cover is given at all.
It can sometimes be difficult to spot the frauds, making it easy to fall into an insurance nightmare.
However, if you speak to a broker, you can be sure that only reputable companies will be contacted in the pursuit of finding you a great motor trade insurance quote.
Understanding the type of insurance you need
For many companies, it can be difficult to understand exactly what type of motor trade cover your business requires.
As it is such a complex form of insurance, it can be frustrating to try and figure out all of the finer details and to establish what protection you do and don’t need.
Your business could be treading a fine line between needing road risks cover and traders combined insurance and not know which option to choose. When speaking to a broker, they will take the time to discuss the cover you require so that you can fully understand the policy that is perfect for your business.
Furthermore, they can identify the optional extras that would be advisable to add to your policy to ensure you are completely protected.
Taking the time out of a working day
Calling a number of insurers can be, among many things, time consuming. When trying to run a business, finding a moment to contact insurance companies can be quite difficult to find.
It is vitally important to manage your time effectively, so calling a broker is a worthwhile solution. It might only take between 5-10 minutes to run through all the details of your business with a broker and they will do the rest.
ChoiceQuote are currently open from 8:30am-8pm Monday to Friday and are also open on Saturday mornings, making it easier for you to call at a time that suits you best.
If you call a number of insurers yourself, you might also discover you are put on hold for long periods of time. In addition to being frustrating, it can make the process even longer.
A broker can contact insurers directly and find the best possible quotes for you, without you being subject to long periods of holding music.