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Motor Trade Road Risks, Courier Insurance, Commercial Vehicle:
Assumptions

Our online quotation will be based on the following assumptions:

  • You are a FULL TIME courier
  • Your business is based and operates solely in the UK
  • All named drivers have a full UK driving licence
  • All named drivers are between 25 and 70 years of age and have been resident in the UK for at least 5 years
  • The vehicle is not used to carry dangerous goods or visit dangerous premises (airside, nuclear installations etc)
  • The vehicle is not Q-plated, imported or Left Hand Drive
  • The vehicle has manufacturers standard security
Assumptions

Our online quotation will be based on the following assumptions:

  • Your business is based and operates solely in the UK
  • All named drivers are full time private or public hire taxi drivers and the vehicle is used predominantly for that purpose
  • All named drivers are between 25 and 69 years of age and have been resident in the UK for at least the last 5 years
  • All named drivers have a valid full UK driving licence and have held a taxi licence for at least 12 months
  • The vehicle is valued less than £40k
  • The vehicle is not Q-plated, imported or Left Hand Drive
  • The vehicle has manufacturer’s standard security
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Motor Trade Insurance Requirements

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Motor Trade Insurance Requirements

Motor trade insurance is required by people who are working in the motor trade industry. This includes people who drive clients’ cars to road test them, through to those who buy and sell vehicles at auction and need cover to drive these vehicles on the road. ChoiceQuote is one of the leading providers of motor trade insurance in the UK.

 

Some people try to take out a cheap motor trade insurance policy to enable them to drive any vehicle. At ChoiceQuote we only provide motor trade insurance to those who actually need it, and in some instances you may be asked to provide proof that you need motor trade insurance. We will discuss whether you meet the motor trade insurance requirements when you contact us to arrange your cover.

 

You will fulfil the motor trade insurance requirements even if you only work part-time in this industry, though it is important to be aware that your motor trade insurance may not cover your vehicle that you use for your other work. When you speak to our highly experienced advisors at ChoiceQuote, we will be able to go through this with you and ensure that you are covered in all your vehicles with their different uses.

 

If you have business premises, you may need additional cover to protect the vehicles that are kept there, as a standard motor trade insurance policy does not cover vehicles kept at a business address. It is also advisable to enquire about public liability insurance if members of the public come onto your premises so that you are covered in the event of an accident.

 

At ChoiceQuote we have over 20 years’ experience in the motor trade insurance business, so when you contact us, you can rest assured that we will be able to find you the right insurance to fit your requirements. We will be able to advise you on the correct cover for your business and your motor trade insurance requirements, from car valeting to a part-time mechanic, or salvage merchant. The minimum insurance for anyone who drives a vehicle on the road as part of their motor trade business is third-party road risks motor trade insurance.

 

We can offer varying levels of cover from part-time motor trade insurance to an engineering inspection policy, which will cover the machinery and plant that you use in your business. In some instances your insurance may be invalid if you have not maintained your equipment correctly and an accident happens. When you contact ChoiceQuote we will talk you through your business and its operating structure to ensure that we can build you the correct motor trade insurance to suit your requirements.

 

We can search through insurance companies for you, ensuring that we bring you not only cheap motor trade insurance but also the right insurance for you, so that you can concentrate on your business knowing that we have got you covered.

 

To discuss your motor trade insurance requirements, please contact ChoiceQuote today. Our specialist motor trade insurance advisors are ready to take your call. Please call 0800 440 2180.

 

Testimonials

Helpful

Ms P Godfrey
5 out of 5
Product: Motor Trade Insurance Requirements

Offered excellent service.

Narpal
5 out of 5
Product: Motor Trade Insurance Requirements

First class, I have in fact given your details to several friends of mine.

Mr Stokes
5 out of 5
Product: Motor Trade Insurance Requirements

Have always been satisfied.

John Hurrell
5 out of 5
Product: Motor Trade Insurance Requirements

Very satisfied with the overall experience

Paul Allen
5 out of 5
Product: Motor Trade Insurance Requirements
Motor Trade Insurance Requirements
is rated
5 / 5 based on 5 reviews