Drivers on the phone to face a jail term?

Motorists looking to avoid more than a claim on their insurance policy might want to ensure they take the handheld mobile phone ban seriously as it emerges they could face prison if caught.

The Crown Prosecution Service has announced that motorists should be liable for up to two years behind bars if caught using a mobile phone at the wheel, the BBC reports.

This could be on top of the current punishment of three penalty points and a £60 fine – and potentially even an insurance policy claim.

But the body suggests that the prison sentence should only be considered for those drivers thought to be the most dangerous, with the majority of motorists continuing to receive the current penalty.

Lobbying charity the Parliamentary Advisory Council for Transport Safety has stated that prosecutors would take into consideration factors such as whether the motorist was overtaking or speeding too, it told the BBC’s Radio 5 Live show.