How Much Does Courier Insurance Cost?

ChoiceQuote is an independent insurance broker which was founded in 1995. Our customers trust us to give them the best deals on policies to suit their needs. We specialise in ‘wheeled’ businesses and work with a panel of the best insurance firms in the business. If you choose our insurance for courier vehicles we will also help you spread the costs.

Commercial courier insurance

The price of insurance for courier vehicles will depend on the type of cover you choose and the nature of your business. You will probably want to cover the goods you transport as well as your vehicles – we can include this in your package.

There are two main types of commercial courier insurance that we are able to broker for your business. Courier Van Insurance is designed for when your business has five or fewer vehicles, and Van and Fleet Insurance for when you have more than five vehicles (and when most of these are vans). Both these types of cover are specially designed to cover multi-drop deliveries rather than single-drop deliveries such as takeaway services and haulage. We offer a range of cover for each type of multi-drop business.

Courier insurance will cover you in the event that your commercial vehicle is involved in an incident or accident. Third party fire and theft insurance – which covers damage to another vehicle, person, animal or property – is the minimum level of cover available. Comprehensive cover will also cover your own vehicle in the same circumstances. Working with the leading insurance brokers, we are able to negotiate a range of features tailored to your needs, including a protected no claims discount; motor-legal protection; cover for drivers aged 25 and above, and uninsured loss recovery.

Whether you are self-employed or an established courier company, our team is here to help. For instance, depending on the insurance provider and vehicle, we can look for windscreen cover with excess starting at £50; free EU Cover for up to 90 days; cover for drivers with existing claims and driving convictions; discounts for ex-fleet courier drivers, and excess from £250 for the vehicle.

If you are looking for a cost-effective, bespoke package, we can help you to find cover that includes the following features:

Public Liability and Employers’ Liability insurance
Option to include AA Breakdown & Accident Recovery for vehicles up to 3.5GVW
Professional indemnity cover
Coverage for toxic, explosive or inflammable goods
With any of our policies, you are able to make changes quickly and easily online.
How much does courier insurance cost?

Couriers operate in a wide range of areas with vastly differing circumstances, so the cost of insurance is based on the business you carry out. While basic goods in transit cover starts at a very affordable £3.27 a week, the cost of the quotation will vary dependent on the number and type of vehicles, the age of your drivers, driver experience levels, and the distances and locations that you cover.

For Van and Fleet Insurance, there is the option to have a telematics system installed to monitor your driver performance and this can provide further opportunities for the types of deal we are able to broker for you. We can even offer discounts on the equipment and installation of the telematics systems, too. Our Van and Fleet Insurance cover allows you to change the vehicles that are covered as your business needs change.

You may look for cheap courier insurance through one of the price comparison sites, but you will often find yourself inundated with calls and emails from companies that are looking for your business. ChoiceQuote is a long-established, independent insurance broker who works with the leading insurance providers to find the best deals for you. Our account managed-service will make sure you receive the best possible care from quote through to making a claim.

Call our friendly team to discuss your needs for commercial courier insurance today!