What is Auto Electrician Insurance?
Auto electrician insurance can offer you a wide range of cover options, depending on how your business operates. However, the insurance policy typically includes the following features as standard:
- Road risk insurance (Third party only, Third party fire & theft or Comprehensive)
- Cover for tools and equipment
- Goods in transit cover
- Sales and service liability cover
- Public liability cover
If you employ staff, you will also want to consider arranging employers’ liability insurance, to comply with minimum legal requirements. Moreover, if you work from a business premises that is not your home address, traders combined insurance can cover your site and stock.
Auto electrician insurance can cover:
- Road risk cover
- Traders combined cover
- Installment plans
- Flexible repayment options
- Multiple levels of indemnity
- 24-hour claims line
- Online motor trade quotes
- Levels of cover not available elsewhere
- Dedicated call centre
Why do I need vehicle electrician insurance?
Whether you’re a small mobile operator juggling multiple jobs or a larger business with employees, it’s important to ensure that you are protected. This is where vehicle electrician insurance can help. This unique cover protects your business against any loss and damage suffered, including any claims made against you. Where cover is not in place, you could experience financial hardship that might threaten your business.
We’ll help you to find the best level of motor trade insurance for your business. Call today and our team will answer all your auto electrician insurance-related questions.
All we require are some basic details, like whether you employ staff, drive customers’ vehicles and if you work from home or business premises. Once that’s done, we can give you a quick quote.
Give us a call on 01625 885046 to discuss the best Auto Electrician Insurance for your needs, or request a traders insurance quote online and we’ll come back to you with our best deal.
Frequently Asked Questions
What if I’ve been refused cover elsewhere?Being refused insurance cover generally makes it difficult to get cover, or it makes it more expensive. We are a broker, so have access to wider markets than approaching an insurer directly. Please let us know the reason why your policy was refused, voided or cancelled so we can consider your individual circumstances.
Can I get motor trade insurance for under 25s?If you're new to the motor trade or to driving in general, insurance premiums may be higher to reflect your lack of experience. However, we may still be able to help you in particular trades, especially in service and repair.You can save money by working for somebody else in the trade first, building up experience, before striking out on your own.Speak to us to find out more about motor trade insurance for young traders.
Can I use motor trade insurance as a personal policy?Motor trade insurance cover is designed for people who work in the trade and need to drive customers' cars, e.g. for road testing or recovery purposes. It should not be used as a personal 'any car' insurance policy. If you need insurance to drive any car but you are not in the motor trade, we may still be able to find you the best cover.