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Motor Trade Road Risks, Courier Insurance, Commercial Vehicle:
Assumptions

Our online quotation will be based on the following assumptions:

  • You are a FULL TIME courier
  • Your business is based and operates solely in the UK
  • All named drivers have a full UK driving licence
  • All named drivers are between 25 and 70 years of age and have been resident in the UK for at least 5 years
  • The vehicle is not used to carry dangerous goods or visit dangerous premises (airside, nuclear installations etc)
  • The vehicle is not Q-plated, imported or Left Hand Drive
  • The vehicle has manufacturers standard security
Assumptions

Our online quotation will be based on the following assumptions:

  • Your business is based and operates solely in the UK
  • All named drivers are full time private or public hire taxi drivers and the vehicle is used predominantly for that purpose
  • All named drivers are between 25 and 69 years of age and have been resident in the UK for at least the last 5 years
  • All named drivers have a valid full UK driving licence and have held a taxi licence for at least 12 months
  • The vehicle is valued less than £40k
  • The vehicle is not Q-plated, imported or Left Hand Drive
  • The vehicle has manufacturer’s standard security

Goods in Transit Insurance – Information

What is goods in transit insurance?

If you transport goods as part of your business, they could be liable to loss, damage or theft.  Simply put, goods in transit insurance provides cover for the goods or products your business transports from one location to another as part of its trading operations.

It could only take an emergency stop in a vehicle to send tens of thousands of pounds worth of products tumbling into each other and causing irreparable damage.  Or the security of your vehicle might be compromised while goods are transported between destinations, with items stolen as a result.

Goods in transit insurance is specifically designed to cover you in events of this nature (subject to limitations). You need this cover in addition to your standard commercial vehicle insurance policy, which will not cover the items you transport, only your legal obligations for the vehicles on the road.

What is covered by goods in transit insurance?

We can offer goods in transit insurance cover for carrying other people’s goods for hire or reward, or haulage use, or for your own items.

A goods in transit insurance policy can be tailored to cover the specific items you are transporting.  Individual items can be specified on policies, or cover purchased for all risks for different items in transit.

How much does it cost?

The goods in transit insurance cost will vary dependent on the items transported, distances travelled with goods etc.  However, goods in transit cover starts from as little as £3.27 a week – when you balance that against the cost of the items you are transporting, you can see that getting a goods in transit insurance policy is eminently affordable.

Who should buy a goods in transit insurance policy?

This type of insurance is important for any business that transports goods as part of its operations.

It is particularly important for couriers, for example.  Courier van insurance is clearly necessary to insure against damage to vehicles, property or injuries caused to individuals while you are out on the road; however, you also need to insure the items you are carrying against damage, too.

In fact, this is often a necessity – your customers will likely need the items you are transporting for them to be insured, to give them peace of mind that they won’t be paying out in the event of any incidents.

Additionally, if you are a tradesman who need to transport their tools to and from places of work – plumbers, plasterers, gas fitters, painters and decorators or builders, to name just a few – you may  appreciate the peace of mind that our optional tools cover can offer.

If you rely on tools carried in a van to conduct your business, any damage or theft of these items could lead to an inability to carry out your work successfully, costing you money in the process in lost work and in replacing the items needed.  Tools cover can provide additional protection against loss or theft of these items.

How can I get a quote?

Our specialist team are on-hand to run through the requirements for cover you have for goods in transit.  Call us on 0800 440 2180 or request a call back at the top of this page. We will be pleased to offer a competitive quotation based on your business’s individual requirements, ensuring you get affordable cover that meets your needs.

Testimonials

Helpful

Ms P Godfrey
5 out of 5
Product: Goods in Transit Insurance – Information

Offered excellent service.

Narpal
5 out of 5
Product: Goods in Transit Insurance – Information

First class, I have in fact given your details to several friends of mine.

Mr Stokes
5 out of 5
Product: Goods in Transit Insurance – Information

Have always been satisfied.

John Hurrell
5 out of 5
Product: Goods in Transit Insurance – Information

Very satisfied with the overall experience

Paul Allen
5 out of 5
Product: Goods in Transit Insurance – Information
Goods in Transit Insurance – Information
is rated
5 / 5 based on 5 reviews