Motorcycle Insurance and Scooter Insurance Tips
Please note these definitions are for guidance only. For full definitions please refer to your policy document.
Top Tips to reduce your premium
No Claims Bonus - The best way to bring down your
motorcycle insurance
premium is to keep your nose clean and earn some 'No Claims Bonus', even if it means a
year or two on a lower cc bike. Two years 'No Claims Bonus' may make the dream of a top
sports bike possible.
Experience - Experienced riders can often benefit from special rates. This is often just
as important as no claims bonus.
Security - Use an insurance approved lock and alarm combination. Alarms are useful, but more
and more thieves are stealing bikes by lifting them into a van. Attaching your bike to an immobile
object with an insurance approved lock will deter most thieves.
Limit Mileage - If you ride under 5000 miles a year, some insurers will give extra discounts,
however if you ride over this the insurer may apply a loading charge.
Voluntary excess - Having extra excess on your policy can save you money off your
motorcycle insurance,
but beware; it'll cost you if you claim.
What to watch out for
Ask how much excess is on the policy; don't get a nasty surprise at claim time.
A cheaper policy can equal low cover with lots of policy restriction. Ask what garaging; mileage and
security restrictions are on the policy.
LATEST NEWS 17/05/2012 09:54:56
IAM encourages motorists to haggle for a better deal.
...more
Renault claims two awards at the Fleet World Honours.
...more
GEM Motoring Assist has advised drivers to have the right breakdown cover in place.
...more
The incident left a passenger with a broken leg.
...more
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