Public Liability Insurance

Workplace accidents happen all the time. Thankfully, employers’ liability insurance means that the company and staff are fully protected in the event of an accident. But what about when you are working in public areas? Are you, and members of the public, or staff from other companies, protected against slips, trips, falls and other accidents?

With public liability insurance, your business could be protected from compensation payments and legal fees if you (or one of your staff) is responsible for an injury to a member of the public, which can include clients, customers, suppliers and those in the area. Public liability can also include potential damage to the injured parties properties and possessions.

No one anticipates accidents happening to them, their team or those they are working with, but isn’t it better knowing you are fully covered against the unexpected?

Leading UK insurance companies know that the average cost of a public liability settlement is around £13,500. As an unexpected cost, this is potentially crippling for cash-strapped small businesses. Not to mention the possible damage to a company’s reputation, which is made worse if there is no policy in place. Paying for a policy is always far cheaper than incurring the cost of not having one, thereby exposing your business to unlimited risk and costs, should anything happen.

Public liability provides peace of mind. Wherever you go, you know that you have insurance that protects you against potential accidental injury, death, property damage claims that could be made against your business from customers, suppliers or the public. Unlike employers’ liability, which is a legal requirement, you don’t legally need this to operate, but some clients and contracts may require you to have an active policy. Better safe than sorry.

At ChoiceQuote, we work hard to ensure you have the right public liability cover for your business. We don’t take a one-size-fits-all approach. Working with dozens of leading UK insurance companies, we find the right policy options to protect your business from compensation payments and legal fees.

We are five star rated for public liability insurance. So give us a call on 0800 440 2180 to speak to our friendly team of specialist public liability insurance advisors.

Got a busy year ahead? Give yourself some much-needed peace of mind, to cover yourself and team on any jobs that involve working in public areas, and meeting clients and suppliers. Make sure you have the cover you need to get on with your work without worrying about accidental trips, slips and falls. No one needs the unnecessary headache of not being protected.

How can I get a quote?

To receive a quick and simple public liability insurance quote, please call our friendly team of specialist business insurance advisors on 0800 440 2180 or request a call back by filling in the form at the top of this page. We will be pleased to offer a competitive quotation based on your business’s individual requirements, ensuring you get an affordable quote that meets your needs.